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Article Library

Answers to your HSA Questions

Health Savings Accounts (HSAs) have been available since 2004, but they seem to be a relatively unknown concept to the health care marketplace. Because so much confusion still remains surrounding HSAs, we have provided a review of how HSAs work.

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Top 3 Plan Design Choices

As a full service administrator, Freedom Services offers a variety of plan design options to meet diverse client needs. Our broker interaction reveals the current trends in healthcare. Defined Contribution, Health Reimbursement Arrangements and our new self-insured plan, Freedom Advantage, have all generated a lot of interest.

Read more: Top 3 Plan Design Choices

Healthcare Reform

What are Your Clients Doing to Prepare?

As you talk with your clients, you know that there is still a lot of uncertainty regarding what Health Care Reform will ultimately look like. However, according to a new survey by the International Foundation of Employee Benefit Plans, “For the most part, employers have moved beyond the “wait and see” phase they were in just a year ago and are beginning to take action” says Sally Natchek, Senior Director of Research at the Foundation.

This survey also shows that employers are expecting their costs to rise. For 2011 this is primarily due to extending coverage to adult children to age 26 and increased costs related to changes in the Medicare and Medcaid programs. To help ease the employers’ increased costs brought on by health care reform, many are changing the designs of their plans to shift more costs to their employees.

So what can you do to help your clients move forward in this new environment?

  • Webinar Videos Available

Read more: Healthcare Reform