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Health Savings Accounts (HSA)

Freedom Services, Inc. offers two distinct levels of Health Savings Account administration services. Our Full Service HSA and anybank HSA options allow employers to choose a program that best fits the needs of their employees. Participant communication is key to successful implementation and overall benefit plan effectiveness.

Freedom Services provides plan sponsors and participants with documentation identifying predetermined responsibilities and expectations. HSA funds are forwarded to Freedom Services and then deposited into the individual HSAs.


HealthcareBank, a division of Bell Bank, is the custodian for HSA funds when Freedom Services is administering your HSA. Variable interest rates and investment opportunities are based on your account balance. Account holder receives two debit cards, free first order of checks and online banking capability.


Employees are given complete freedom to choose a bank and set up an HSA qualified account. Providing the anybank HSA gives employees complete ownership and responsibility. Financial services, investment options and banking fees vary greatly from institution to institution.